Haggai Plot Advance (HaPA)
The product is designed with the objective of assisting our customers to be proud property owners in prime locations.
For whom
• Corporate organizations and their employees
• Churches
• Business people with a regular income
How
• Open a deposit account with an initial deposit of N20,000.00
• Account is to be operated for a minimum of six months
• Save a minimum of 20% of loan requirement
• Letter of offer from the vendor
• Search report on the property from a legal personnel
• Valuation report by a registered Estate Surveyor & Valuer.
Features
• Applicants must have a means of regular income
• Applicant must be at least 18 years of age
• Contribution of 20% of the loan requirement.
• Property must have C of O and or Registered Deed.
• Property financed used as collateral
• Repayment period up to 2 years
• Asset is acquired in the name of the Bank
Benefits
• Convenient repayment terms
• Gradual succession plan to own a home with ease
• Considerate interest rates
• Minimal owner contribution of 20% of loan requirement.
• Professional advise and support from Haggai Savings & Loans Ltd.
• Interest is generated on your account with HSL
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